Buying Property In Romania: The 2026 Ultimate Legal & Investment Guide
Buying Property In Romania: The 2026 Ultimate Legal & Investment Guide
Master the process of buying property in Romania with our 2026 expert guide. Discover essential due diligence steps, latest market statistics, and legal requirements to avoid pitfalls and maximize ROI.
Need Professional Help?
At our law firm, Atrium Romanian Lawyers, we assist clients with real estate law and property purchases.
What is the Current State of Buying Property in Romania?
Definition: Buying property in Romania is the legal process by which a natural or legal person acquires ownership of real estate through a notarized Sales-Purchase Agreement (SPA).
As of early 2026, the Romanian residential market remains one of the most affordable in the European Union on a price-to-income basis. However, rapid appreciation in cities like Cluj-Napoca and Bucharest has intensified the need for rigorous due diligence.
1. New Construction vs. Old Buildings
Choosing between new and old stock is the primary decision for any buyer.
New Developments (Post-2010)
Modern apartments offer energy efficiency and contemporary standards.
Old Buildings (Pre-1990)
Older apartments often have superior central locations but hidden structural risks.
2. Step-by-Step Process for Buying Property in Romania
- Reservation Agreement: A small deposit to take the property off market for 7–14 days.
- Legal Due Diligence: Your lawyer verifies the Land Registry, Fiscal Certificate, and historical deeds.
- Pre-Sale Agreement (Antecontract): A notarized document with 5%–15% deposit.
- Bank Valuation: If using a mortgage, the bank evaluates the property value.
- Final Sales-Purchase Agreement: Signed before a Notary Public. Ownership transfer recorded immediately.
3. Essential Documentation Checklist
Use the interactive tool below to evaluate your potential property:
Property Analyzer Tool
Strategic Real Estate Analysis for the Romanian Market
🏗️ New Apartments
⏰ Old Apartments
🏠 Technical Assessment
Risk Assessment: 0% Complete
Start checking items to evaluate your property.
Sellers
Buyers
Risk Assessment: 0% Complete
Start checking items to evaluate your property.
Do you prefer a central location or a new developing neighborhood?
Can you afford renovation costs or do you need immediate move-in?
If renting, does the area have high and stable demand?
Is the real rental yield above 5-6%?
FAQ – Buying Property in Romania
Q: Can foreigners buy property in Romania?
A: Yes. EU citizens can buy land and buildings under the same conditions as Romanians.
Q: What are the closing costs for a buyer?
A: Budget between 1% and 3% of the property price for notary fees and legal diligence.
Q: How long does the process take?
A: Cash: 3-5 days. Mortgage: 30-60 days.
Q: What is property transfer tax?
A: 1% for values up to 450,000 RON; 3% above.
Why Professional Legal Support is Mandatory
The Romanian real estate market is “Caveat Emptor” (Buyer Beware). Professional legal advisors provide expert oversight to prevent financial traps.
Disclaimer: This article is for general information only. Consult a qualified Romanian lawyer before proceeding with a property purchase.